Our Background

LAWRENCE J. ANNELLO, CPA/PFS, CFP®, RLP® is founder and Managing Director of DHAS Financial Planning, LLC.  He is a CPA, a CERTIFIED FINANCIAL PLANNER™ professional, and a Registered Life Planner^® dedicated to independence and objectivity in his work product. He also is a Partner in Del Conte, Hyde, Annello & Schuch, a certified public accounting firm specializing in sophisticated tax planning, tax compliance, financial and estate planning.

Experience and Education

Larry graduated magna cum laude from the University of Hartford in Connecticut with a B.S. degree in accounting. He completed the Chief Executives and Senior Officers in Family Business and Strategy Analysis For Finance and Marketing programs at The Wharton School of the University of Pennsylvania.  Larry has been a practicing CPA for more than 20 years and was awarded the Personal Financial Specialist (PFS) designation from the American Institute of Certified Public Accountants in 1996.  He also received the right to use the CFP® marks of distinction in 1996.

During his extensive career in the financial services industry, Larry has become a trusted and well-respected advisor to many individuals, families and businesses.  He began his financial services career with international accounting firm KPMG, concentrating on middle-market companies, their owners and families.  He subsequently was the chief financial officer for two privately-owned companies. Larry founded DHAS Financial Planning, LLC in December 2000.  In February 2004, he joined with The Garrett Planning Network (www.garrettplanningnetwork.com) because of a common interest in providing competent, unbiased fee-only financial planning advice to people from all walks of life.

Larry is also a member of The Financial Planning Association (www.fpanet.org), The National Association of Personal Financial Advisors (www.napfa.com), The American Institute of Certified Public Accountants, and The Connecticut Society of Certified Public Accountants.  He is a Director and Treasurer of The Child Abuse Prevention Foundation of Farmington (Connecticut) and has served as President, Treasurer and Director of The Exchange Club of Farmington, Inc.

He has been a speaker at several financial planning conferences, and co-authored The Taxman Cometh  for Research Magazine, an article aimed at helping other financial advisors maximize their clients’ after-tax wealth.

J. David Principe, CFP^® is our Associate Planner.  In this role David works closely with clients throughout the financial planning process.  In addition to his direct client work, David continues to help with technical support, gathering data, conducting research, and assisting with overall practice management. David joined DHAS Financial Planning in 2007 as a Paraplanner, and DHAS FP shares David’s services with SAGE Advisory Group, LLC, which is a Fee-Only financial planning firm in Morristown, New Jersey.

Experience and Education

David graduated from the University of Colorado at Boulder in 1992 with a B.A. in English, and he went on to teach for two years in the Peace Corps in Guinea, West Africa.  Subsequently he worked for three years with Sears, Roebuck, & Co. in Maine, and for seven years with SciQuest, Inc., a software company in North Carolina.

During his time at the latter, David’s father was diagnosed with cancer, and David spent extensive time caring for him and preparing with him for transitioning his estate.  After his father died, David served as executor, as well as trustee of two small family trusts, where he has seen first-hand how important a solid, comprehensive financial plan can be. 

Through these experiences, and by working himself with a Fee-Only financial planner to assist with his own family’s planning, David felt compelled to seek work in this field.  In May 2009, he completed the Financial Planner Certificate Program at Manchester Community College in Manchester, Connecticut.  In July 2009 he passed the rigorous CERTIFIED FINANCIAL PLANNER™ exam, and in April 2010 upon completing three full years of working in the profession, he attained his CFP^® certification. 

In addition to his coursework and his on-the-job-training, David has also been a Student Affiliate of the National Association of Personal Financial Advisors (www.napfa.com).

You can reach David at dprincipe@dhascpa.com.